3 Things Mortgage Lenders Want To See On Your Credit Report

Posted on: 22 March 2019

Your next big investment will be in a new home. Your credit doesn't look too shabby to you, you have the income to make payments, and you have a stable employment history. You may assume that finding a mortgage loan will be easy to do. However, mortgage loans can be some of the biggest sums of money that consumers borrow, and creditors are not so quick to approve everyone who applies.
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How To Perform An Emergency Triage When Behind Your Bills

Posted on: 17 February 2019

Typically, you will want to pay all of your bills. Any bills you miss will cost you more money through fees and may also lead to your credit score being damaged. In the end, you may have debt collectors calling to recover damages. However, in an emergency situation, you may need to prioritize which bills you'll pay. Protect Your Income When you have an income, you must do whatever possible to keep the income stream flowing.
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Tips For Having Your Bail Bond Premium Reduced

Posted on: 30 December 2018

If you don't have the cash on hand to pay for bail, then you'll need to use a local bondsman to help cover the money that you need. This service does come at a cost, which you pay as a bail bond premium. It is usually based on a percentage of the amount of bail money needed, but there are some ways to lower how much you'll pay. Here are several things you can tell a bondsman to help reduce the bail bond premium.
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Understanding Where Your Mortgage Comes From When You Work With A Mortgage Broker

Posted on: 30 December 2018

Mortgage brokers are not like bankers. They do not have money of their own to lend. Instead, they get the mortgage money from other sources, and broker deals to get the funds. In order to understand where your mortgage comes from when you work with a mortgage broker, the following information is provided. Wholesale Lending ​Wholesale lenders are the ones that back and underwrite your mortgage loans. They may be private investors, or they may just be non-traditional lenders.
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